FPA: Finance Of America Reverse

Single Courses

Home Equity in Retirement Planning

Product not yet rated Contains 3 Component(s), Includes Credits Includes a Live Web Event on 03/29/2023 at 12:00 PM (MDT)

In this session, we will go through the psychological impact that many homeowners face when deciding whether or not to use home equity in retirement planning. And, when the opportunity arises, how a reverse mortgage may be the appropriate solution for some clients.
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Case Study: Using A Reverse Mortgage for Purchasing a Home

Contains 4 Component(s), Includes Credits

In the third part of the case-study series focusing on home equity as an effective strategy in comprehensive financial planning, we will use real-life scenarios to examine how a reverse mortgage can be used to purchase the right home for aging in place with no required monthly principal or interest payments while preserving invested assets at the same time.
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Case Study: Using Home Equity for Estate and Legacy Planning

Contains 4 Component(s), Includes Credits

In the first part of the case-study series focusing on home equity as an effective strategy in comprehensive financial planning, we will look at real-life scenarios, to explore how using a reverse mortgage as an income tax free alternative to selling low cost-basis assets, or to facilitate life insurance strategies and Roth Conversions, can help protect your client’s heirs from large income tax liabilities.
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Case Study: Using Home Equity for Retirement Income Planning

Contains 4 Component(s), Includes Credits

In the fourth part of this case-study series focusing on home equity as an effective strategy in comprehensive financial planning, we will look at real-life scenarios to explore how using a reverse mortgage as an income tax-free source of revenue can help bridge the gap when delaying social security benefits, or distributions from deferred investment accounts.
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Case Study: Using Home Equity to Manage Risk

Contains 4 Component(s), Includes Credits

In the second part of this case-study series focusing on home equity as an effective strategy in comprehensive financial planning.
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Course Series

Home Equity U - 3 Day Intensive on Using Reverse Mortgages in a Retirement Plan

Contains 3 Product(s)

This course is designed to help financial advisors understand how a reverse mortgage works, who could benefit from one, and how to incorporate reverse mortgage strategy into their planning practice as a tool to both enhance and safeguard their client’s retirement.
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Adding Housing Wealth to a Retirement Plan

Description

Retirement planning has traditionally excluded housing wealth, however, for many of our clients this can represent 50% or more of their net worth. And with higher inflation rates and volatile investment markets, more advisors are now taking a fresh look at reverse mortgages. With income-tax free proceeds, and no required monthly payment*, the reverse mortgage can be an effective option to incorporate housing wealth into an income bucket or other retirement planning strategy. In this presentation, Steve Resch, a practicing financial advisor, will do a brief overview of how the program works, and then share case studies of using it to manage household cash flow by eliminating an existing mortgage payment, supplementing an asset distribution strategy, or providing gap-funding to delay social security or other pension distributions. We will also look at how a reverse mortgage can be a safety net for long-term care risks, to pay the taxes on Roth Conversions, and provide capital for gifting or other legacy objectives. This class is eligible for 1 CFP CE credit.

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CE credit(s) for all FAR courses may be earned for a processing fee.

¹ Source: National Reverse Mortgage Lenders Association

² Source: 2022 Home Equity Survery, Finance of America Reverse

³ Loans up to $4 million available for HomeSafe® and EquityAvail® products. These are proprietary products of Finance of America Reverse LLC. Not all
products are available in every state. Please contact us for a complete list of availability.

These materials are not from HUD of FHA and were not approved by HUD or a government agency. For business and professional use only. This document is
not an advertisement to be distributed to prospective customers or the general public

©2023 Finance of America Reverse LLC is licensed nationwide | Equal Housing Opportunity | NMLS ID # 2285 (www.nmlsconsumeraccess.org) | 8023 East
63rd Place, Suite 700 | Tulsa, OK 74133 | AZ mortgage Banker License #0921300 | Licensed by the Department of Business Oversight under the California
Residential Mortgage Lending Act | Georgia Residential Mortgage Licensee #23647 | Kansas Licensed Mortgage Company | Massachusetts Lender/Broker
License MC2285: Finance of America Reverse LLC | Licensed by the N.J. Department of Banking and Insurance | Licensed Mortgage Banker NYS Banking
Department where Finance of America Reverse is known as FAReverse LLC in lieu of true name Finance of America Reverse LLC | Rhode Island Licensed
Lender | Not all products and options are available in all states | Terms subject to change without notice |For licensing information go to:
www.nmlsconsumeraccess.org

For Reverse Loans: When the loan is due and payable, some or all of the equity in the property that is the subject of the reverse mortgage no longer belongs
to borrowers, who may need to sell the home or otherwise repay the loan with interest from other proceeds. The lender may charge an origination fee,
mortgage insurance premium, closing costs and servicing fees (added to the balance of the loan). The balance of the loan grows over time and the lender
charges interest on the balance. Borrowers are responsible for paying property taxes, homeowner s insurance, maintenance, and related taxes (which may
be substantial). We do not establish an escrow account for disbursements of these payments. A set-aside account can be set up to pay taxes and insurance
and may be required in some cases. Borrowers must occupy home as their primary residence and pay for ongoing maintenance; otherwise the loan
becomes due and payable. The loan also becomes due and payable (and the property may be subject to a tax lien, other encumbrance, or foreclosure) when
the last borrower, or eligible non-borrowing surviving spouse, dies, sells the home, permanently moves out, defaults on taxes, insurance payments, or
maintenance, or does not otherwise comply with the loan terms. Interest is not tax-deductible until the loan is partially or fully repaid.

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Single Courses

Home Equity in Retirement Planning

Case Study: Using A Reverse Mortgage for Purchasing a Home

Case Study: Using Home Equity for Estate and Legacy Planning

Case Study: Using Home Equity for Retirement Income Planning

Case Study: Using Home Equity to Manage Risk

Course Series

Home Equity U - 3 Day Intensive on Using Reverse Mortgages in a Retirement Plan

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Elevate Retirement Outcomes With Reverse Mortgages

Adding Housing Wealth to a Retirement Plan

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