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Case Study: Home Equity

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Provided in partnership with Finance of America Reverse, this 4-part case-study series focuses on home equity as an effective strategy in comprehensive financial planning and includes the following courses:

  • Case Study: Using Home Equity for Estate and Legacy Planning
  • Case Study: Using Home Equity to Manage Risk
  • Case Study: Using A Reverse Mortgage for Purchasing a Home
  • Case Study: Using Home Equity for Retirement Income Planning
  • Case Study: Using Home Equity for Estate and Legacy Planning

    Product not yet rated Contains 4 Component(s), Includes Credits

    In the first part of the case-study series focusing on home equity as an effective strategy in comprehensive financial planning, we will look at real-life scenarios, to explore how using a reverse mortgage as an income tax free alternative to selling low cost-basis assets, or to facilitate life insurance strategies and Roth Conversions, can help protect your client’s heirs from large income tax liabilities.

    In the first part of the case-study series focusing on home equity as an effective strategy in comprehensive financial planning, we will look at real-life scenarios, to explore how using a reverse mortgage as an income tax free alternative to selling low cost-basis assets, or to facilitate life insurance strategies and Roth Conversions, can help protect your client’s heirs from large income tax liabilities. Participants will learn how they can use the reverse mortgage program as a pro-active planning tool, and will create strategies for turning dormant equity into solutions and opportunities they can present to clients as viable safeguards in their estate and legacy plans. 

    • Discuss broad-based knowledge of the reverse mortgage product
    • Outline opportunities to enhance a later-life asset and income distribution plan
    • Identify risks in clients' financial plans that could be mitigated by including home equity into the planning process

    Steve Resch

    Vice President or Retirement Strategies, Finance of America Reverse

    Steve Resch is Vice President of Retirement Strategies for Finance of America Reverse, where he leads education and training programs for financial professionals across the country. Steve is also an investment advisor, partner in a wealth management firm, and designer of the “Reverse Illustrator”, a groundbreaking program that graphically displays the flexibility and options that a reverse mortgage can bring to a financial plan. Steve is a subject expert source, interviewed by numerous media outlets including TheStreet.com, Nasdaq Trade Talks, Yahoo Finance, Barons, among others, and is a frequent speaker at both national and regional professional conferences.

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  • Case Study: Using Home Equity to Manage Risk

    Product not yet rated Contains 4 Component(s), Includes Credits

    In the second part of this case-study series focusing on home equity as an effective strategy in comprehensive financial planning.

    In the second part of this case-study series focusing on home equity as an effective strategy in comprehensive financial planning, we will use real-life scenarios to examine how a reverse mortgage helps manage risks that can disrupt an asset longevity plan and result in an excessive or premature drain of invested assets. Participants will learn how to integrate the reverse mortgage program as a pro-active planning tool, develop strategies for turning dormant equity into opportunity, and effectively communicate to clients “why and how” this tool provides unique planning solutions that can safeguard any later-life funding strategy. 

    • Discuss broad-based knowledge of the reverse mortgage product
    • Outline opportunities to enhance a later-life asset and income distribution plan
    • Identify risks in clients' financial plans that could be mitigated by including home equity into the planning process

    Steve Resch

    Vice President or Retirement Strategies, Finance of America Reverse

    Steve Resch is Vice President of Retirement Strategies for Finance of America Reverse, where he leads education and training programs for financial professionals across the country. Steve is also an investment advisor, partner in a wealth management firm, and designer of the “Reverse Illustrator”, a groundbreaking program that graphically displays the flexibility and options that a reverse mortgage can bring to a financial plan. Steve is a subject expert source, interviewed by numerous media outlets including TheStreet.com, Nasdaq Trade Talks, Yahoo Finance, Barons, among others, and is a frequent speaker at both national and regional professional conferences.

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  • Case Study: Using A Reverse Mortgage for Purchasing a Home

    Product not yet rated Contains 4 Component(s), Includes Credits

    In the third part of the case-study series focusing on home equity as an effective strategy in comprehensive financial planning, we will use real-life scenarios to examine how a reverse mortgage can be used to purchase the right home for aging in place with no required monthly principal or interest payments while preserving invested assets at the same time.

    In the third part of the case-study series focusing on home equity as an effective strategy in comprehensive financial planning, we will use real-life scenarios to examine how a reverse mortgage can be used to purchase the right home for aging in place with no required monthly principal or interest payments while preserving invested assets at the same time. Participants will learn how to integrate the reverse mortgage program as a pro-active planning tool, develop strategies for turning dormant equity into opportunity, and effectively communicate to clients “why and how” this tool provides unique planning solutions that can safeguard any later-life funding strategy.

    • Outline opportunities to enhance a later-life asset and income distribution plan
    • Discuss broad-based knowledge of the reverse mortgage product
    • Identify risks in clients' financial plans that could be mitigated by including home equity into the planning process
       

    Steve Resch

    Vice President or Retirement Strategies, Finance of America Reverse

    Steve Resch is Vice President of Retirement Strategies for Finance of America Reverse, where he leads education and training programs for financial professionals across the country. Steve is also an investment advisor, partner in a wealth management firm, and designer of the “Reverse Illustrator”, a groundbreaking program that graphically displays the flexibility and options that a reverse mortgage can bring to a financial plan. Steve is a subject expert source, interviewed by numerous media outlets including TheStreet.com, Nasdaq Trade Talks, Yahoo Finance, Barons, among others, and is a frequent speaker at both national and regional professional conferences.

    image

  • Case Study: Using Home Equity for Retirement Income Planning

    Product not yet rated Contains 4 Component(s), Includes Credits

    In the fourth part of this case-study series focusing on home equity as an effective strategy in comprehensive financial planning, we will look at real-life scenarios to explore how using a reverse mortgage as an income tax-free source of revenue can help bridge the gap when delaying social security benefits, or distributions from deferred investment accounts.

    In the fourth part of this case-study series focusing on home equity as an effective strategy in comprehensive financial planning, we will look at real-life scenarios to explore how using a reverse mortgage as an income tax-free source of revenue can help bridge the gap when delaying social security benefits, or distributions from deferred investment accounts. We will also look at how to create a guaranteed revenue stream similar to an annuity. Participants will learn how they can use the reverse mortgage program as a pro-active planning tool, and will create strategies for turning dormant equity into solutions and opportunities they can present to clients as viable safeguards in their estate and legacy plans.

    • Discuss broad-based knowledge of the reverse mortgage product
    • Identify risks in clients' financial plans that could be mitigated by including home equity into the planning process
    • Outline opportunities to enhance a later-life asset and income distribution plan

    Steve Resch

    Vice President of Retirement Strategies, Finance of America Reverse

    Steve Resch is Vice President of Retirement Strategies for Finance of America Reverse, where he leads education and training programs for financial professionals across the country. Steve is also an investment advisor, partner in a wealth management firm, and designer of the “Reverse Illustrator”, a groundbreaking program that graphically displays the flexibility and options that a reverse mortgage can bring to a financial plan. Steve is a subject expert source, interviewed by numerous media outlets including TheStreet.com, Nasdaq Trade Talks, Yahoo Finance, Barons, among others, and is a frequent speaker at both national and regional professional conferences.

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