Self-study exam based on a thorough understanding of technical and research-based articles on the specific topics of: cash flow management; debt management; financing strategies; retirement needs analysis; and retirement income and distribution strategies.
- Discover how “hard pulls” of credit files by potential creditors affect an individual’s credit score
- List the characteristics of individuals and families that take on too much debt for various reasons
- Examine the workings of the credit-reporting systems it the United States
- Analyze the major determinants of retirement savings across various demographic and socio-economic factors