Journal in the Round: Why Financial Planners Must Do College Planning
Join January’s Journal of Financial Planning contributors Ryan S. Galiotto, CFP® and Joseph Orsolini, CFP® as they discuss why college planning is a critical part of the work they do with clients. The student loan crisis has a tremendous impact on the economy and the multiple generations of families challenged by the sky-rocketing cost of college and subsequent amount of student debt. The panel explores the current student loan and student debt landscape, arguing both the business case and the social imperative for financial planners to incorporate comprehensive education planning into their practice. This online and interactive roundtable conversation was moderated by FPA host Terry Bradford-Crane, MBA, CFP®.
- Discuss the importance of conducting an education-needs analysis in order to advise clients in choosing schools that fit their budget
- Compare and contrast different financing options available in the current financial aid and student loan landscape
Ryan S. Galiotto, CFP®
Adviser, Fields Financial Services
Ryan S. Galiotto, CFP®, is the succeeding adviser of Fields Financial Services in Hopwood, Penn. He specializes in helping next generation clients manage their student loan debt and authors the blog YourBestFinancialLife.com. He holds an MBA from Waynesburg University.
Joseph Orsolini, CFP®
College Aid Planners Inc., President
Joseph Orsolini, president of College Aid Planners Inc., is an expert in college planning who specializes in the unique financial needs of parents who plan on sending their children to college. He helps families of all income levels with the college planning process, college savings, tax preparation, and retirement advice. As a nationally respected authority on college planning, he has been featured in the Wall Street Journal, Bloomberg, Kiplinger’s, FOX Business, Savingforcollege.com, U.S. News & World Report, and others. He is licensed to offer securities and investment advisory services through World Equity Group, Inc., member FINRA and SIPC.
Terry Bradford-Crane, MBA, CFP®
Owner, BradfordCrane Company LLC
Terry Bradford-Crane owns BradfordCrane Company LLC, an investment adviser in Washington. She is a graduate of the U.S. Naval Academy and a former naval flight officer. Bradford-Crane began her career as a financial adviser with Merrill Lynch in 1998. In 2004 she established BradfordCrane Company, a business platform that enabled her to educate individuals on investment topics, inspire investors to reach for financial independence, and provide pro bono financial planning advice to organizations and individuals as a service to her community.