Self-study exam based on a thorough understanding of articles that include the topics of: Client and planner attitudes, values, biases; Qualified plan rules and options; Non-qualified plan rules and options; and Distribution rules and taxation.

1. Understand how financial planners can positively impact African American Business Owners’ Personal Credit and Access to Capital.
2. Gain an overview of how substantially equal periodic payments can be used when clients retire early or accrue too much debt.
3. Learn four strategies to avoid the early payment penalty from retirement accounts when using SEPPs.