Learning Center

Marriage Equality: Planning for an Advancing World

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Discrimination and protection issues still exist for the LBGTQ community despite the progress that has been made on the state and federal levels. Join Joshua T. H. Charles, CFP®, as he discusses how LBGTQ planning has evolved over the years, what issues individuals face and what needs to be considered when planning for investors. He’ll also explore how to create a more diverse and inclusive practice for planners and their clients.

  • Demonstrate how a planner can develop a relationship of honesty and trust within the LGBTQ community
  • Select appropriate communication techniques for use with LGBTQ clients to build an inclusive and diverse practice
  • Evaluate how LGBTQ investors’ values, attitudes, circumstances, challenges and priorities affect their goals and a planners’ recommendations
  • Identify the planning issues and discrimination factors to consider that may differentiate the analysis and advice typically given to heterosexual married clients

Joshua T. H. Charles, CFP®, ChFC®, CLU®, ADPA®, CEP®, CLTC®, WMS, AIF®

Founder, Financial 360, LLC

Joshua T. H. Charles focuses on creating customized financial plans designed to help individuals and families make informed decisions for their financial future.

Joshua founded Financial-360, LLC, an independent practice, and provides financial services to his clients, primarily serving the Washington, DC area, but with a growing practice in several states. Joshua helps both individuals and couples keep their financial lives in order by providing them with the necessary financial tools and education needed to handle long-term decisions and avoid unexpected financial outcomes. He and his team have extensive experience in investment planning, asset preservation and estate provisions, retirement planning, property ownership and special considerations concerning sudden illness or the death of a family member.
Joshua has committed to ongoing professional education in his field, earning important credentials that help enrich his clients' customized plans with the knowledge he has acquired. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Financial Consultant® (ChFC®), Chartered Life Underwriter® (CLU®), Accredited Domestic Partnership AdvisorSM (ADPA®), Certified Estate Planner™ (CEP®), Certification for Long-Term Care® (CLTC®), Wealth Management Specialist (WMS) and Accredited Investment Fiduciary® (AIF®).

Joshua has been quoted, featured or interviewed by most of the major investment planning media (Investment Advisor magazine, CFP Board Report, SmartMoney.com, Reuters, NPR, Journal of Financial Planning, Wall Street Journal, RIABiz, RIA Central Digest and OnWallStreet magazine). He is an in-demand speaker on the national level as an Ambassador for the CFP® Board of Standards for financial professionals. He is a member of the Financial Planning Association at both the local and national levels.
Joshua is registered with Raymond James Financial Services, Inc. (member FINRA/SIPC) as a General Securities Registered Representative (Series 7). He also holds Series 63 (Uniform Securities Agent State Law exam), Series 65 (Uniform Investment Adviser Law Exam) registrations for Investment Advisor Representatives and is a Registered Principal (Series 24).

Born in North Carolina, Joshua grew up in Rockville, Maryland, where he attended Thomas S. Wootton High School. He earned his Bachelor's Degree from Florida State University.

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Marriage Equality: Planning for an Advancing World
Open to view video.
Open to view video.
Exam
5 Questions  |  2 attempts  |  4/5 points to pass
5 Questions  |  2 attempts  |  4/5 points to pass
Course Evaluation
7 Questions
Certificate of Completion
1.0 CFP CE credit  |  Certificate available
1.0 CFP CE credit  |  Certificate available