Learning Center

Tax-Efficient Withdrawal Strategies for Five Common Household Groups

Product not yet rated

Middle-income households pay taxes on less than 85% of Social Security benefits, while higher-income households pay taxes on 85% of benefits. In this session from FPA Annual Conference 2019 learn about tax-efficient withdrawal strategies for five common household groups. This discussion also includes the less talked about implications of the recent tax act on pre-retirement households.


  • Describe how the taxation of Social Security benefits and income-based increases in Medicare premiums cause sharp increases in retirees’ marginal tax rates
  • Identify steps middle-income and high-income households can take that may dramatically reduce their lifetime taxes and lifetime Medicare premiums
  • Develop strategies pre-retirement households, including households decades from retirement, should consider now to improve their retirement prospects

William Reichenstein, PhD, CFA

Head of Research, Social Security Solutions, Inc. & Retiree, Inc.

Dr. William Reichenstein, CFA, is the Head of Research at Social Security Solutions, Inc. and Retiree, Inc. He is Professor Emeritus at Baylor University. He has published more than 190 articles and several books including Social Security Strategies, 3rd Edition, with William Meyer. He is taking the lead in writing a book that coordinates two client decisions. First, when should individuals begin Social Security benefits? Second, how can clients tax-efficiently withdraw funds from their financial portfolio just using the tax code to make their portfolio last longer? He is a member of Wall Street Journal’s “The Experts” panel.

Key:

Complete
Failed
Available
Locked
Tax-Efficient Withdrawal Strategies for Five Common Household Groups
Open to view video.
Open to view video.
Exam
5 Questions  |  2 attempts  |  4/5 points to pass
5 Questions  |  2 attempts  |  4/5 points to pass
Course Evaluation
7 Questions
Certificate of Completion
1.0 CFP CE credit  |  Certificate available
1.0 CFP CE credit  |  Certificate available