Learning Center

Partner Content

 

  • Charitable Giving: Good for Your Practice, Good for the World

    Product not yet rated Contains 4 Component(s), Includes Credits

    ​Philanthropy is more than responding to individual solicitations with one-time gifts. It is strategic, built for long-term impact, and aligned to a purposeful mission.

    Philanthropy is more than responding to individual solicitations with one-time gifts. It is strategic, built for long-term impact, and aligned to a purposeful mission. One way to differentiate yourself as an adviser today is to address your clients’ needs beyond saving and investing to their charitable giving, especially in this uncertain environment when demand for donations may be higher. By attending this webinar, you’ll learn the importance of engaging your clients in a conversation about charitable giving and help them be more thoughtful with their giving strategy. You’ll also receive an interactive toolkit filled with resources, best practices, guided questions, and reflective activities that will help you and your clients along every step of their charitable journey. 

    • Understand philanthropy’s place in an effective tax strategy
    • Prepare advisers for values-based conversations with their clients
    • Learn to strengthen advisers clients’ giving plan by unlocking charitable assets

    Michael DiJoseph, CFA

    Senior Advice Strategist, Financial Advisor Services, Vanguard

    Michael A. DiJoseph, CFA, is a senior advice strategist in Vanguard Financial Advisor Services. He is responsible for bringing Vanguard’s thought leadership and methodology to life through technology, service offers, and innovative content. He also regularly acts as an ambassador for Vanguard, speaking at industry conferences, client meetings, and other media engagements including webcasts and podcasts on a range of investment and advice topics. Previously, he was an investment strategist in Vanguard Investment Strategy Group, where he published more than 25 research papers and articles, primarily focusing on Advisor’s Alpha, retirement income, investor behavior, and portfolio strategy. DiJoseph spent his first few years at Vanguard in a variety of fixed-income roles. Prior to joining Vanguard, he worked in the advice industry as an investment adviser.

    Greg Murray

    National Sales Executive, Vanguard Charitable

    Murray joined Vanguard Charitable in 2017 as National Sales Executive. He works closely with financial advisers to help support their clients’ charitable intentions through a holistic wealth management approach. Previously, Murray worked for Hartford Mutual Funds, RS Investments, and O’Shares Investments. He holds a bachelor’s degree in business marketing from Albright College.

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  • The Succession Challenge: Why Advisers are Failing to Plan for the Inevitable

    Contains 3 Component(s)

    Join in this interactive, unique discussion that will empower you to jump-start the planning process, providing solid guidelines for identifying potential successors and for developing a goal oriented plan towards a easier transition to whatever comes next.

    The FPA and Janus Henderson research shows that when it comes to succession planning, many financial planners are stuck. In fact, 51% reported that finding the right successor to their business is their top reason for hesitating to create a succession plan. Join in this interactive, unique discussion that will empower you to jump-start the planning process, providing  solid guidelines for identifying potential successors and for developing a goal oriented plan towards a easier transition to whatever comes next.

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  • The Financial Planner's Guide to College Funding Advice: Full Course

    Product not yet rated Contains 22 Component(s), Includes Credits

    The Financial Planner's Guide to College Funding Advice teaches a proven, step-by-step process for helping families manage their college-education investment through an eight-module, self-study course.

    The Financial Planner's Guide to College Funding Advice teaches a proven, step-by-step process for helping families manage their college-education investment. This eight-module, self-study course explains the scope and character of the student loan crisis, demystifies financial aid, provides a repeatable end-to-end process, uncovers tax strategies for college-bound families, and more. The modules are:

    Introducing the College Pre-Approval™ Process explains the current state of higher education finance from both the federal and state governmental level as it relates to financial aid for families, provides an overview of why the cost of college continues to rise, outlines the basics of financial aid policy, and explains how to help families pay for college by helping students avoid taking on unnecessary and inappropriate student loans.

    Demystifying Financial Aid, Scholarships and Admissions outlines how to properly plan and pay college tuition bills, and how to analyze financial aid policies at institutions. This module also includes detailed education on both the federal and institutional formulas used to determine a family’s expected family contribution by the FAFSA as well as the CSS Profile.

    College Lending Strategies and Special Circumstances provides a comprehensive review of various types of student loans available for undergraduate, graduate, and professional degree programs, reviews financial aid planning for divorced families and includes discussion of loan repayment options and loan forgiveness programs available today.

    5 Key’s to Building a Practice You Love with College Planning shares insight from Joe Messinger on his 5 keys to Serving Gen X clients better with college planning and shows advisors how they can effectively serve college bound families with more impactful and meaningful late-stage college funding advice.

    Scholarships, Financial Aid Awards, and Choosing the Right School describes the process and strategy around the College Pre-Approval™ process that identifies the component steps of the client journey in college funding planning from setting a budget and determining a maximum student loan amount, to reviewing and appealing financial aid offers, and coordinating specific payments to the institution.

    Tax Strategies and Advanced Options to Cover the Shortfall outlines tax strategies that mass-affluent and business-owner clients can implement to increase their college funding budget and widen the list of schools that students can attend without robbing clients’ retirement or taking on inappropriate levels of student debt.

    Practical Applications of College Funding Concepts describes how to implement the concepts taught in the Financial Planner’s Guide to College Funding, providing real-case scenarios that identify how to strategically manage assets, cash flow, and tax opportunities to maximize financial aid and/or students' College Pre-Approval™ amount.

    Tax Cuts and Jobs Act Update provides an update on the topics taught in The Financial Planner’s Guide to College Funding in terms of how it is impacted by the new tax laws passed in 2017, including a close assessment of how new regulation impacts the tax-saving strategies and tactics. This video provides the most up-to-date information to the Tax Cuts and Jobs Act since changes were implemented to the law. 

    • Review the basics of financial aid policy and student loan process to help clients determine an affordable college, and appropriate student loan amount 
    • Create a family college budget to project a family's out-of-pocket cost at individual institutions, income and asset strategies to maximize financial aid offers, and cash flow planning for college 
    • Review how the new tax regulation impacts college planning strategies and tools including updates for EE Savings Bonds, Coverdell Education Savings Accounts, 529 College Savings Plans, education tax credits, education loan deductions, the Child Tax Credit, asset and income strategies, the Kiddie Tax, income shifting strategies 
    • Analyze Expected Family Contribution to help clients reduce EFC and increase need-based financial aid
    • Identify eligible tax deductions and tax credits for education, reducing AGI and income to increase need-aid eligibility, and multi-generational tax planning strategies to reduce EFC, and coordinating 529 distributions
    • Review types of loans available to students and their parents to determine funding options and loan-repayment plans, merit-based financial aid versus need-based financial aid planning

    Joe Messinger, CFP, ChFC, CLU

    Partner & Director of College Planning, Capstone Wealth Partners, LTD

    Joe Messsinger is a leading authority on late-stage college funding and frequently speaks to organizations and parent groups, such as NAPFA, FPA, and XY Planning Network. He started his own financial planning firm, Capstone Wealth Partners, because of his struggles at large national firms to find and provide good financial advice, especially in the area of college planning. The large national firms seemed to focus on product sales to clients. After months of soul-searching, Messsinger and his partner decided to strike out on their own in 2009 by forming an independent fee-only practice. They chose the name "Capstone" to reflect the new firm's focus on college planning. The word "capstone" refers to a student's final course of subject mastery in a higher education setting. They included the word "Partners" in the name to signify their intent with client relationships, a real partnership built on trust and not a one-time sales transaction. Now, with Capstone College Partners, Messsinger is on a mission to educate other financial planners to raise the bar on college funding advice and help end the student loan crisis one family at a time.

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  • The Financial Planner's Guide to College Funding Advice 101: Foundations of College Funding

    Product not yet rated Contains 14 Component(s), Includes Credits

    In the first part of this eight-module, self-study course, financial planners focus on building the foundation for college funding through four modules: Introducing the College Pre-Approval™ Process; Demystifying Financial Aid, Scholarships and Admissions; College Lending Strategies and Special Circumstances; and 5 Key’s to Building a Practice You Love with College Planning.

    The Guide to College Funding Advice teaches a proven, step-by-step process for helping families manage their college-education investment. In the first part of this eight-module, self-study course, we focus on building the foundation for college funding through the following modules: 

    Introducing the College Pre-Approval™ Process explains the current state of higher education finance from both the federal and state governmental level as it relates to financial aid for families, provides an overview of why the cost of college continues to rise, outlines the basics of financial aid policy, and explains how to help families pay for college by helping students avoid taking on unnecessary and inappropriate student loans.

    Demystifying Financial Aid, Scholarships and Admissions outlines how to properly plan and pay college tuition bills, and how to analyze financial aid policies at institutions. This module also includes detailed education on both the federal and institutional formulas used to determine a family’s expected family contribution by the FAFSA as well as the CSS Profile.

    College Lending Strategies and Special Circumstances provides a comprehensive review of various types of student loans available for undergraduate, graduate, and professional degree programs, reviews financial aid planning for divorced families and includes discussion of loan repayment options and loan forgiveness programs available today.

    5 Key’s to Building a Practice You Love with College Planning shares insight from Joe Messinger on his 5 keys to Serving Gen X clients better with college planning and shows advisors how they can effectively serve college bound families with more impactful and meaningful late-stage college funding advice.

    Review the basics of financial aid policy and student loan process to help clients determine an affordable college, and appropriate student loan amount

    Create a family college budget to project a family's out-of-pocket cost at individual institutions, income and asset strategies to maximize financial aid offers, and cash flow planning for college

    Review how the new tax regulation impacts college planning strategies and tools including updates for EE Savings Bonds, Coverdell Education Savings Accounts, 529 College Savings Plans, education tax credits, education loan deductions, the Child Tax Credit, asset and income strategies, the Kiddie Tax, income shifting strategies

    Analyze Expected Family Contribution to help clients reduce EFC and increase need-based financial aid; Identify eligible tax deductions and tax credits for education, reducing AGI and income to increase need-aid eligibility, and multi-generational tax planning strategies to reduce EFC, and coordinating 529 distributions

    Review types of loans available to students and their parents to determine funding options and loan-repayment plans, merit-based financial aid versus need-based financial aid planning

    Joe Messinger, CFP, ChFC, CLU

    Partner & Director of College Planning, Capstone Wealth Partners, LTD

    Joe Messsinger is a leading authority on late-stage college funding and frequently speaks to organizations and parent groups, such as NAPFA, FPA, and XY Planning Network. He started his own financial planning firm, Capstone Wealth Partners, because of his struggles at large national firms to find and provide good financial advice, especially in the area of college planning. The large national firms seemed to focus on product sales to clients. After months of soul-searching, Messsinger and his partner decided to strike out on their own in 2009 by forming an independent fee-only practice. They chose the name "Capstone" to reflect the new firm's focus on college planning. The word "capstone" refers to a student's final course of subject mastery in a higher education setting. They included the word "Partners" in the name to signify their intent with client relationships, a real partnership built on trust and not a one-time sales transaction. Now, with Capstone College Partners, Messsinger is on a mission to educate other financial planners to raise the bar on college funding advice and help end the student loan crisis one family at a time.

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  • Pro Bono Financial Planning Training Course

    Contains 7 Component(s), Includes Credits

    This course is a free, online module that helps financial planners understand the basics of how to provide pro bono services to underserved members of the community.

    This course is a free online module that helps financial planners understand the basics of how to provide pro bono services to underserved members of the community. FPA requires that all members complete this course before providing any pro bono services. This course is a partnership between Financial Planning Association, Foundation for Financial Planning and Kaplan Professional.

    • Better understand the practice and scope of pro bono financial planning 
    • Know how to get involved in helping others who typically may not engage a financial planner
    • Recognize the attributes of pro bono financial planning clients
    • Understand how to assist them

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  • How to Build a Cyber Dream Team

    Product not yet rated Contains 3 Component(s)

    ​Join Brian Edelman, CEO of FCI, as he explains how to build a cyber dream team to empower an organization and keep clients' information safe.

    Join Brian Edelman, CEO of FCI, as he explains how to build a cyber dream team to empower an organization and keep clients' information safe. Learn what regulators need to know in the event of a cybersecurity attack.

    • A list of the top 10 questions to ask your cyber team
    • The various internal and external roles and responsibilities represented by a cyber team
    • What to do in the event of a cybersecurity attack or incident
    • Best practices around incident response planning
    • How to build a cyber team within your organization that addresses regulatory compliance and creates a framework of immediate execution

    Brian Edelman

    CEO, FCI

    Brian Edelman, CEO of FCI, is a nationally recognized cybersecurity expert specialized in the financial services industry. In 1986, he started his career with a top producing, multi-disciplined financial services sales office. In 1995, he founded FCI, a managed security service provider (MSSP), to offer a complete suite of cybersecurity solutions customized for financial services firms with independent sales offices. Over the years, Edelman has developed a unique expertise around regulations, compliance and cybersecurity. Frequently, he speaks and joins panels at major conferences in the industry. Edelman is also called upon by the media and journalists from major publications like CNBC, Financial Planning Magazine, and Investment News whenever there are critical discussions about cybersecurity.

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  • The Overdue Marriage of Goals-Based Advice and Behavioral Economics

    Product not yet rated Contains 3 Component(s)

    In the second of his Inside Client Behavior series focusing on applied behavioral economics, Professor Shachar Kariv will identify ways to evolve goals-based planning by introducing scientific methods of client understanding.

    The simple but often overlooked question in goals-based planning is how do planners come to know the absolute and relative importance of our clients' goals. In the second of his Inside Client Behavior series focusing on applied behavioral economics, Professor Shachar Kariv will identify ways to evolve goals-based planning by introducing scientific methods of client understanding. Kariv will cover relevant concepts from multiple Nobel prize winning economists, explaining how behavioral economics can elegantly address the core question of what is important to clients.

    • Identify how clients make trade-offs across their goals
    • Understand the relevant concepts from the work of Nobel prize winners Paul Samuelson, Angus Deaton, Daniel Kahneman and Vernon Smith
    • Integrate scientifically proven behavioral economics practices into their goal-based planning methods

    Dr. Shachar Kariv

    Chief Scientist and Co-Founder, Capital Preferences

    Shachar Kariv is co-founder and chief scientist at Capital Preferences LTD, parent company to the TrueProfile™ subsidiary. Kariv is also a Benjamin N. Ward Professor of Economics and the recent chair of the economics department at the University of California, Berkeley, which is recognized as one of the world’s most impactful and influential economics institutions. He is widely regarded as a top decision theorist and game theorist in the world.

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  • Case Study: Home Equity

    Product not yet rated Contains 4 Product(s)

    Provided in partnership with Finance of America Reverse, this 4-part case-study series focuses on home equity as an effective strategy in comprehensive financial planning.

    Provided in partnership with Finance of America Reverse, this 4-part case-study series focuses on home equity as an effective strategy in comprehensive financial planning and includes the following courses:

    • Case Study: Using Home Equity for Estate and Legacy Planning
    • Case Study: Using Home Equity to Manage Risk
    • Case Study: Using A Reverse Mortgage for Purchasing a Home
    • Case Study: Using Home Equity for Retirement Income Planning
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  • Case Study: Using A Reverse Mortgage for Purchasing a Home

    Contains 4 Component(s), Includes Credits

    In the third part of the case-study series focusing on home equity as an effective strategy in comprehensive financial planning, we will use real-life scenarios to examine how a reverse mortgage can be used to purchase the right home for aging in place with no required monthly principal or interest payments while preserving invested assets at the same time.

    In the third part of the case-study series focusing on home equity as an effective strategy in comprehensive financial planning, we will use real-life scenarios to examine how a reverse mortgage can be used to purchase the right home for aging in place with no required monthly principal or interest payments while preserving invested assets at the same time. Participants will learn how to integrate the reverse mortgage program as a pro-active planning tool, develop strategies for turning dormant equity into opportunity, and effectively communicate to clients “why and how” this tool provides unique planning solutions that can safeguard any later-life funding strategy.

    • Outline opportunities to enhance a later-life asset and income distribution plan
    • Discuss broad-based knowledge of the reverse mortgage product
    • Identify risks in clients' financial plans that could be mitigated by including home equity into the planning process
       

    Steve Resch

    Vice President or Retirement Strategies, Finance of America Reverse

    Steve Resch is Vice President of Retirement Strategies for Finance of America Reverse, where he leads education and training programs for financial professionals across the country. Steve is also an investment advisor, partner in a wealth management firm, and designer of the “Reverse Illustrator”, a groundbreaking program that graphically displays the flexibility and options that a reverse mortgage can bring to a financial plan. Steve is a subject expert source, interviewed by numerous media outlets including TheStreet.com, Nasdaq Trade Talks, Yahoo Finance, Barons, among others, and is a frequent speaker at both national and regional professional conferences.

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  • The Financial Planner's Guide to College Funding Advice 102: Advanced Strategies in College Funding

    Product not yet rated Contains 12 Component(s), Includes Credits

    In the second part of this eight-module, self-study course, financial planners take a deeper dive into the process and strategy around the College Pre-Approval™ process through four modules: Scholarships, Financial Aid Awards, and Choosing the Right School; Tax Strategies and Advanced Options to Cover the Shortfall; Practical Applications of College Funding Concepts; and Tax Cuts and Jobs Act Update.

    The Guide to College Funding Advice teaches a proven, step-by-step process for helping families manage their college-education investment. In the second part of this eight-module, self-study course, financial planners will take a deeper dive into the process and strategy around the College Pre-Approval™ process that identifies the client journey in college funding planning through the following modules:

    Scholarships, Financial Aid Awards, and Choosing the Right School describes the process and strategy around the College Pre-Approval™ process that identifies the component steps of the client journey in college funding planning from setting a budget and determining a maximum student loan amount, to reviewing and appealing financial aid offers, and coordinating specific payments to the institution.

    Tax Strategies and Advanced Options to Cover the Shortfall outlines tax strategies that mass-affluent and business-owner clients can implement to increase their college funding budget and widen the list of schools that students can attend without robbing clients’ retirement or taking on inappropriate levels of student debt.

    Practical Applications of College Funding Concepts describes how to implement the concepts taught in the Financial Planner’s Guide to College Funding, providing real-case scenarios that identify how to strategically manage assets, cash flow, and tax opportunities to maximize financial aid and/or students' College Pre-Approval™ amount.

    Tax Cuts and Jobs Act Update provides an update on the topics taught in The Financial Planner’s Guide to College Funding in terms of how it is impacted by the new tax laws passed in 2017, including a close assessment of how new regulation impacts the tax-saving strategies and tactics. This video provides the most up-to-date information to the Tax Cuts and Jobs Act since changes were implemented to the law. 

    • Review the basics of financial aid policy and student loan process to help clients determine an affordable college, and appropriate student loan amount
    • Create a family college budget to project a family's out-of-pocket cost at individual institutions, income and asset strategies to maximize financial aid offers, and cash flow planning for college
    • Review how the new tax regulation impacts college planning strategies and tools including updates for EE Savings Bonds, Coverdell Education Savings Accounts, 529 College Savings Plans, education tax credits, education loan deductions, the Child Tax Credit, asset and income strategies, the Kiddie Tax, income shifting strategies

    Joe Messinger, CFP, ChFC, CLU

    Partner & Director of College Planning, Capstone Wealth Partners, LTD

    Joe Messsinger is a leading authority on late-stage college funding and frequently speaks to organizations and parent groups, such as NAPFA, FPA, and XY Planning Network. He started his own financial planning firm, Capstone Wealth Partners, because of his struggles at large national firms to find and provide good financial advice, especially in the area of college planning. The large national firms seemed to focus on product sales to clients. After months of soul-searching, Messsinger and his partner decided to strike out on their own in 2009 by forming an independent fee-only practice. They chose the name "Capstone" to reflect the new firm's focus on college planning. The word "capstone" refers to a student's final course of subject mastery in a higher education setting. They included the word "Partners" in the name to signify their intent with client relationships, a real partnership built on trust and not a one-time sales transaction. Now, with Capstone College Partners, Messsinger is on a mission to educate other financial planners to raise the bar on college funding advice and help end the student loan crisis one family at a time.

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