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Home Equity in Retirement Planning

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In this session, we will go through the psychological impact that many homeowners face when deciding whether or not to use home equity in retirement planning. And, when the opportunity arises, how a reverse mortgage may be the appropriate solution for some clients.

We’ll discuss how the product works including eligibility, misconceptions, and safeguards. In-depth review of holistic case studies using it to supplement asset distribution strategies, manage long-term care risks, facilitate Roth Conversions, delay social security and other tax-deferred distributions, fund legacy strategies, and much more.

Learning Objectives: • Psychological and emotional impact housing decisions have on financial behavior. • Understand what a reverse mortgage is including the products, eligibility, and consumer safeguards. • Review different opportunities how home equity accessed with a Reverse Mortgage can be used to safeguard a retirement plan and better ensure its long-term success.​ • Learn how leveraging housing wealth with a Reverse Mortgage could increase legacy value

Craig Lemoine, Ph.D, CFP

Director of Financial Planning Program and Clinical Associate Professor

Univeristy of Illinois

Craig Lemoine is the Director of the Financial Planning Program at the University of Illinois, Urbana-Champaign. He serves as an Associate Clinical Professor, teaching courses in risk management, retirement and financial planning. Craig earned his PhD from Texas Tech University in 2013 and currently holds the Certified Financial Planner ™ and Master Registered Financial Consultant™ designations.

Craig currently serves as the Executive Director of the Academy for Home Equity in Financial Planning, vice-chairman of the Master Registered Financial Consultant Board and is working with his team to develop specialized content in the area of agriculture-focused financial planning. Previously, Craig served on and chaired the CFP® Council of Examination (2009-2014) and was the Executive Director of the Northwestern Mutual Granum Center for Financial at The American College of Financial Services in Bryn Mawr, PA.

Stephen J. Resch, CLTC

Vice President Retirement Strategies Division

Finance of America Reverse

Steve Resch, CLTC,  is Vice President of Retirement Strategies for Finance of America Reverse, where he leads education and training programs for financial professionals. Steve is also an investment advisor, partner in a wealth management firm, and designer of ""The Reverse Illustrator,"" a proprietary program that graphically displays the flexibility and options that a reverse mortgage can bring to a financial plan. Steve is a subject expert source and frequent speaker at both national and regional professional conferences and has been interviewed by various media outlets including Yahoo Finance, Nasdaq Trade Talks, MarketWatch, Barron's and more.



Home Equity In Retirement Planning
10/25/2023 at 12:00 PM (MDT)  |  Recorded On: 10/26/2023  |  60 minutes
10/25/2023 at 12:00 PM (MDT)  |  Recorded On: 10/26/2023  |  60 minutes
Course Evaluation
7 Questions
Certificate of Completion
Live and Archive Viewing: 1.0 CFP CE credit and certificate available
Live and Archive Viewing: 1.0 CFP CE credit and certificate available