How Personalized Longevity Estimates Transform Social Security & Retirement Planning
Includes a Live Web Event on 02/19/2026 at 1:30 PM (MST)
-
Register
- Member - Free!
Brought to you by the Asian American/Pacific Islanders Knowledge Circle:
Most retirement plans rely on generic life expectancy assumptions—yet no two clients live the same life. This webinar reveals groundbreaking new research showing the measurable value of using personalized lifespan projections to optimize retirement income strategies, improve client outcomes, and strengthen advisor-client trust. In this session, K. Jeremy Ko, PhD will discuss how demographic and health-based longevity modeling dramatically improves Social Security claiming decisions. The featured study, using respondents from the University of Michigan Health and Retirement Study, found that personalized longevity projections increased average lifetime Social Security benefits by $9,000 for women and $12,000 for men compared to traditional planning methods. You’ll discover how individualized lifespan assessments:
- Reduce the risk of clients outliving their money
- Enhance precision in withdrawal rate planning
- Improve Social Security claiming ages—outperforming both standard actuarial tables and commonly recommended ages
- Boost overall retirement income security
- Build deeper alignment between advisors and clients through data-driven, personal insights
- The program also includes demonstrations of online tools that generate personalized lifespan estimates and instantly integrate them into optimized Social Security claiming strategies. This session is of interest to anyone advising clients on retirement income, Social Security timing, or longevity risk. You’ll walk away with practical, advisor-ready techniques you can deploy immediately.
This session is of interest to anyone advising clients on retirement income, Social Security timing, or longevity risk. You’ll walk away with practical, advisor-ready techniques you can deploy immediately.
Competency Level: Intermediate
FPA Competency: Critical Thinking
CFP Board Topic: Retirement Savings and Income Planning
CFP Board CE Credit Hours: 0
Jeremy Ko, PhD
CEO
ShoreUp Retirement Solutions
K. Jeremy Ko brings over two decades of experience across behavioral finance, predictive modeling, and retirement planning. As CEO of ShoreUp Retirement Solutions, he builds and deploys cutting-edge models that predict lifespan and other client outcomes to power more accurate financial planning. His career includes senior roles at Edelman Financial Engines—the nation’s leading robo-advisor—and the AI-driven consumer lending firm Upstart. He previously served as a senior economist at the U.S. Securities & Exchange Commission and as an assistant professor of finance at Penn State University.
Dr. Ko holds a Ph.D. in financial economics from MIT’s Sloan School of Management and a BA in Physics from Harvard University.
Key:
Complete
Next
Failed
Available
Locked