Self-study exam based on a thorough understanding of articles that include the topics of: Bond and stock valuation concepts; Characteristics, uses and taxation of investment vehicles; Client and planner attitudes, values, biases; Retirement income and distribution strategies.

 After reading and understanding the two articles required for this exam, the planner will:

• How two-communities theory impacts advancement of financial planning knowledge
• Impact of stock and bond yields on decumulation decisions
• Suitability of annuities in decumulation strategies