Journal of Financial Planning CE Exam: February 2026

Self-study exam based on a thorough understanding of articles that include the topics of: Behavioral finance; General principles of effective communication; Client and planner attitudes, values, biases; Gift, estate, and GST tax compliance and calculation; Types, features, and taxation of trusts; Marital deduction; Planning for special needs and circumstances; Principles of risk and insurance; Analysis and evaluation of risk exposures; and Insurance needs analysis.

Competency Level: Foundational

FPA Competency: Critical Thinking

CFP Board Topic: Estate Planning, Psychology of Financial Planning, Risk Management and Insurance Planning

CFP Board CE Credit Hours: 1

 After reading and understanding the two articles required for this exam, the planner will:

• How simple heuristics can aid in clients’ retirement planning 
• Present bias in clients and planners themselves and strategies to addressing it
• The complications that arise with client couples that are from different countries and the tax- and estate-tax implications
• How planners can aid clients in preparing for and dealing with the aftermath of wildfires