Journal of Financial Planning CE Exam: November 2026

Self-study exam based on a thorough understanding of articles that include the topics of: Gift, estate, and GST tax compliance and calculation; Types, features, and taxation of trusts; Principles of risk and insurance; Long-term care insurance and long-term case planning (individual and group); and Insurance needs analysis.

Competency Level: Foundational

FPA Competency: Critical Thinking

CFP Board Topic: Estate Planning, Risk Management and Insurance

CFP Board CE Credit Hours: 1

 After reading and understanding the two articles required for this exam, the planner will:

• When a NIMCRUT provides meaningful advantages relative to a standard charitable remainder unitrust (CRUT) and a flip-CRUT.
• How to build an LTC response system and deal with obstacles that come up.
• Financial fraud risks and how to deal with and prevent fraud with clients.