Journal of Financial Planning CE Exam: September 2026

Self-study exam based on a thorough understanding of articles that include the topics of: Client and planner attitudes, values, biases; Behavioral finance; General principles of effective communication; Retirement needs analysis; and Retirement income and distribution strategies.

Competency Level: Foundational

FPA Competency: Critical Thinking

CFP Board Topic: Psychology of Financial Planning, Retirement Savings and Income Planning

CFP Board CE Credit Hours: 1

 After reading and understanding the two articles required for this exam, the planner will:

• Demographics of who uses AI advice, financial planners, a mix of the two, or neither.
• That the most financially stressed are least likely to seek help from any source.
• The complicated factors involved with retirement planning.