Unpacking Social Security

Social Security is an essential component of the retirement planning process, with millions of Americans currently receiving some form of Social Security benefit. And while the appropriate filing strategies are unique to the individual circumstances of each client, understanding how to address a handful of key questions can go a long way toward helping them make informed decisions. In this seminar we will aim to unpack the most impactful Social Security questions facing retirees today.

Presented by Allianz Life Insurance Company of North America (Allianz), 5701 Golden Hills Drive, Minneapolis, MN 55416. Please note that Allianz Life Insurance Company of North America, its affiliated companies, and its representatives and employees do not give fiduciary, tax, or legal advice or advice related to Social Security or Medicare. Clients are encouraged to consult their tax advisor or attorney, or Social Security Administration off for their own situation.

Competency Level: Critical Thinking
FPA Competency: Foundational
CFP Board Topic: Retirement Savings and Income Planning
CFP Board CE Credit Hours:

• By the end of this presentation, you will be able to identify and explain the five key factors that determine Social Security benefits, including work history, age, earnings history, benefit start date, and marital status.
• You will be able to evaluate the effects of other income on Social Security benefits, including how working while receiving benefits and the taxation of benefits can impact the overall amount received.
• You will be able to describe the eligibility criteria and benefit amounts for spousal and survivor benefits, including the conditions under which these benefits are available and how they are calculated