Risk Management & Insurance Planning

Helping clients protect what matters most is a critical part of the financial planning process.

Risk management and insurance planning ensure clients are prepared for the unexpected — from health concerns and accidents to income loss and long-term care needs.

Why Risk Management Matters

Risk is a part of every financial life. Understanding how to identify, assess, and mitigate risk through insurance solutions empowers planners to guide clients with confidence and compassion. Strong risk management builds resilience into every financial plan.

Key Focus Areas

Identifying Personal & Financial Risk

Understand common client exposures such as health events, liability, property loss, or disability. Learn to explore these risks thoughtfully with clients.

Evaluating Coverage Options

Deepen your ability to analyze life, disability, long-term care, liability, and property insurance. Assess suitability, affordability, and gaps in coverage.

Integrating Risk into the Plan

Build strategies that consider risk alongside tax planning, retirement goals, estate strategies, and client values.

Featured Learning Opportunities

Understand Insurance Fundamentals

Review the basics of risk transfer, insurance types, and how to assess client coverage across life stages and needs.

Analyze Real-World Risk Scenarios

Explore planning tools, readings, or case examples that walk through income protection, health events, and liability planning.

Plan for Long-Term Resilience

Engage with resources that integrate insurance into legacy, estate, and small business planning strategies.

Empower your clients to live with confidence. Explore learning tools and resources to strengthen your ability to manage risk within financial plans.

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