Brought to you by the Business Success Knowledge Circle, during this presentation we will first explore national trends in charitable giving. Next, we will discuss what motivates people to give to particular charities. And we will conclude by reviewing ways that financial planners might help their clients to include charitable giving in their plans, for mutual benefit. 

Rick Blain, CFRE, Principal

Join us for a look at how registered index-linked annuities (RILAs) with an income rider can help fund future expenses in a modernized, asset-and cost-efficient strategy. This presentation will focus on clients who already have a high probability of success within the financial planning model. By utilizing a RILA within a financial strategy, we will show how a structured annuity can help manage the potential downside risk of a client’s overall portfolio, potentially increase drawdown efficiency, and add a level of protection from uncertain expenses in a tax-effective manner. 

This content is for general educational purposes only. It is not, however, intended to provide fiduciary, tax or legal advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Allianz Life Insurance Company of North America, its affiliated companies, and their representatives and employees do not give fiduciary, tax or legal advice or advice related to social security or Medicare. Clients are encouraged to consult their tax advisor or attorney or Social Security Administration (SSA) office for their particular situation.

RILAs provided indexed return potential with the opportunity for varying levels of protection through multiple index options available prior to receiving annuity payments, tax-deferred growth potential, a variety of annuity options, and a death benefit during the accumulation phase.

John Walsh, Advanced Strategist and Planning Platform Director

Brought to you by the Women & Finance Kbowledge Circle: 

As the year winds down, we’re exploring a book that meets us right where many of us are—balancing careers, clients, families, and our own seasons of change. In Wintering, Katherine May reframes difficult periods as natural, cyclical “winters” that invite rest, reflection, and intentional renewal. It’s a timely, compassionate read for advisors who carry so much for others—and could use a practical, human framework for caring for themselves, too.

What we’ll discuss (light prep, rich conversation) - if you decide to join, please be prepared to have your video on and are ready to engage in active conversation:

• How “wintering” shows up in our work and lives—and how to normalize it for ourselves and our teams
• Personal rituals and boundaries that sustain us through busy seasons (and how to make them stick)
• The advisor’s role: holding space for clients in their winters without burning out
• Practical resets to finish 2025 well and enter 2026 with clarity

Format:

• Group discussion

How to prepare:

• Read Wintering (or listen to the audiobook)
• Jot one passage that resonated and one practice you’d like to try this winter
• Purchase options:
• Amazon: https://www.amazon.com/Wintering-Power-Retreat-Difficult-Times/dp/0593189485
• Goodreads: https://www.goodreads.com/book/show/52623750-wintering

Gretchen Halpin, Co-Founder

If you’re like most financial advisors, your crypto allocation is zero or, at most, limited to low single digits. Ric Edelman will share his new asset allocation model where he will explain why the 60/40 glidepath is dead – and the correct crypto allocation you need to provide each of your clients.

Click here to submit a question to be answered during the live Q & A. 

Ric Edelman, Founder

Larry Pon wants to continue the tax conversation with you! Have questions? Larry has answers! Join us for a LIVE Q&A session where Larry answers your tax-related questions and provides up-to-date insight on laws and regulations. 

In November, Larry will be joined by Heather Liston and they will be discussing Business Tax Planning

If you have questions ahead of time, you can send them to learning@onefpa.org. 

Lawrence Pon, CFP®, CPA, PFS, EA, USTCP, AEP, Pon & Associates

Brought to you by the Speical Needs Planning Community, speaker Liz Yoder will discuss the great features and benefits of ABLE accounts for Special Needs Planning. She will also be discussing important updates since the passage of the recent OBBBA tax law.

Elizabeth Yoder, CFP®,