The SECURE Act and SECURE 2.0 have fundamentally changed the way retirement accounts are inherited, creating new challenges and opportunities for estate planning professionals and financial advisors. This presentation examines how IRA trusts can be used effectively under the current retirement distribution framework, including the 10-year rule, eligible designated beneficiary exceptions, required minimum distribution (RMD) requirements, and trust classification rules. Attendees will learn how to integrate employer-sponsored retirement plans, rollover IRAs, beneficiary designations, and trust planning to protect beneficiaries, preserve tax-efficient wealth transfer strategies, and avoid unintended tax consequences. The program also explores the practical implications of conduit and accumulation trusts, Roth planning opportunities, and the importance of coordination among attorneys, financial advisors, benefits professionals, and CPAs

Competency Level: Intermediate
FPA Competency: Critical Thinking
CFP Board Topic: Tax Planning
CFP Board CE Credit Hours:

• Eplain the impact of the SECURE Act and SECURE 2.0 on inherited IRA distributions, including the 10-year rule, eligible designated beneficiary exceptions, and updated RMD requirements.
• Distinguish between designated beneficiaries, eligible designated beneficiaries, and non-designated beneficiaries, and evaluate how these classifications affect retirement account distribution planning.
• Analyze the differences between conduit and accumulation trusts and determine when each structure may be appropriate in post-SECURE Act estate planning.
• Identify strategies for coordinating employer-sponsored retirement plans, rollover IRAs, beneficiary designations, and trust provisions to achieve estate planning and tax objectives.
• Recognize common planning pitfalls that can result in unfavorable trust classification, accelerated distributions, increased taxation, or loss of intended beneficiary protections.

Post-death IRA distribution planning has become increasingly complex, requiring advisors to correctly classify beneficiaries, determine whether life expectancy payouts or the 10-year rule applies, and apply the required beginning date (RBD) framework to calculate annual distributions. This session provides a practical, repeatable advisor framework for evaluating spousal beneficiary options and improving the accuracy and compliance of post-death IRA administration. 

Competency Level: Intermediate
FPA Competency: Critical Thinking
CFP Board Topic: Retirement Savings and Income Planning
CFP Board CE Credit Hours: TBD

Every month, Matt Reiner of Capital Investment Advisors and The FutureProof Advisor, holds an open, no-script roundtable on the AI developments that matter to financial planners. As one of the most plugged-in voices on AI in financial planning and our partner in the FPAi Authority, Matt shares the tools worth your time, the hype worth ignoring, and the things he's putting to work. Then the floor opens to share your questions, your doubts, and your experiments. This is less of a webinar, more of a conversation with a smart friend who happens to live at the intersection of financial planning and AI. Bring your curiosity and prepare to leave with something actionable.

Competency Level: Intermediate
FPA Competency: Critical Thinking
CFP Board Topic: N/A
CFP Board CE Credit Hours: 0

Financial professionals often focus on what clients should do financially; save more, reduce debt, create a spending plan, or set and achieve financial goals. However, lasting behavior change occurs when professionals understand WHY clients make the financial decisions they do. 

This interactive session explores the emotional, relational, and behavioral drivers behind financial decision making. Through reflection and practical tools, participants will examine how family systems, personal beliefs, identity, and overall wellness influence financial behavior. Attendees will experience several exercises including a financial genogram, wellness wheel reflection, financial wellness assessment interpretation, and identity based money frameworks. 

Participants will leave with practical strategies to help client uncover their deeper financial motivations and translate insight into meaningful, sustainable behavior change.

Competency Level: Intermediate
FPA Competency: Critical Thinking
CFP Board Topic: Psychology of Financial Planning
CFP Board CE Credit Hours: TBD

• Participants will identify how family systems, beliefs, and experiences shape financial behavior and impact their financial decisions._
• Participants will learn how holistic wellness tools can uncover emotional and behavioral drivers in financial decision-making.
• Participants will learn about multiple financial wellness assessment tools and determine which tools they can use with clients to help uncover the and translate client “why” insights into actionable strategies.

Brought to you by the Asian-American/Pacific Islanders Knowledge Circle, discover how to leverage AI to streamline meeting notes and follow-ups, accelerate preparation for upcoming meetings, and benchmark employee compensation and career paths against data from similar firms.

Competency Level: Foundational
FPA Competency: Critical Thinking, Interpersonal Impact
CFP Board Topic: Practice Management
CFP Board CE Credit Hours: 0

This practical and interactive session will explain the latest science-based techniques for actively building positive and productive mental fitness. Based on decades of research across the scientific disciplines of neurology, physiology, psychology, and sports performance attendees will discover how to transform the mind, body and performance. The presentation teaches practical activities to easily incorporate in every active professional's life. These proven techniques immediately reduce stress, increase performance and well-being.

Competency Level: Intermediate
FPA Competency: Critical Thinking, Interpersonal Impact
CFP Board Topic: Psychology of Financial Planning
CFP Board CE Credit Hours: TBD

• Upon completion, participants will be able to describe how the latest discoveries across five scientific disciplines impact the brain and body.
• Upon completion, participants will be able to articulate and execute the foundational strategy to eliminate stress and build positive and productive mental fitness.
• Upon completion, participants will be able to execute three proven methods to build the mental structures that increase focus, creativity, problem-solving, collaboration and productivity.

Americans lose $13 billion to scams and identity theft each year.  Anyone can be a scam victim.  This presentation will explain why our brains are wired to be victimized by scams, where we are vulnerable and the steps to take to protect yourself and your clients from becoming scam or identity theft victims.

Competency Level: Intermediate
FPA Competency: Client Communication & Care, Critical Thinking
CFP Board Topic: Psychology of Financial Planning
CFP Board CE Credit Hours: TBD

• Identify the cognitive biases and emotional triggers (such as urgency, fear, and authority) that scammers exploit to bypass rational thinking.
• Explain why anyone, regardless of age or intelligence, can fall victim to sophisticated psychological manipulation.
• Recognize common red flags and warning signs across modern scam channels, including phishing emails, spoofed phone calls, and deepfake technologies.

As firms grow, it gets harder to stay organized, deliver a great client experience, and make good decisions about technology. Many firms add new tools, new processes, and new tasks over time, only to find that the firm becomes more complicated instead of more efficient.

In this session, we'll discuss practical ways to create a more efficient and scalable firm. We'll explore how to think strategically about operations, where technology fits into the firm, and how to evaluate new tools without chasing every new trend. We'll also look at examples of efficient workflows across the client and prospect journey, common operational bottlenecks, and simple frameworks that can help firms make better decisions as they grow.

Whether your firm is preparing for growth or looking to improve the way work gets done today, you'll leave with practical ideas you can apply right away.

Key Takeaways

• Build a framework for making better technology decisions
• Understand what an efficient process looks like from prospect to client
• Identify operational bottlenecks that slow growth
• Learn how to create consistency across the firm

Competency Level: Foundational
FPA Competency: Critical Thinking, Interpersonal Impact
CFP Board Topic: Practice Management
CFP Board CE Credit Hours: 0

Brought to you by the PridePlanners Knowledge Circle: The media landscape has been transformed by the explosion of finfluencers, digital noise, and always-on content. So how do real financial planners cut through the clutter and become the real voices journalists trust most? In this session, you’ll learn how to demonstrate credibility, deliver value to reporters, and turn media placements into powerful third-party validation for your brand and standing as a trusted, qualified financial planning professional. With fresh insights from FPA MediaSource query trends, you’ll walk away with practical strategies to build reporter relationships and show journalists—and the public—why your expertise matters.

Competency Level: Foundational 
FPA Competency: Critical Thinking, Interpersonal Impact
CFP Board Topic: Practice Management
CFP Board CE Credit Hours: 0

Larry Pon wants to continue the tax conversation with you! Have questions? Larry has answers! Join us for a LIVE Q&A session where Larry answers your tax-related questions and provides up-to-date insight on laws and regulations. 

In October, Larry will be joined by Rodney Powell and they will be discussing medicare.

If you have questions ahead of time, you can send them to [email protected]. 

Competency Level: Advanced
FPA Competency: Critical Thinking, Leadership
CFP Board Topic: Tax Planning
CFP Board CE Credit Hours: 0