In this session, participants will explore the strategic use of reverse mortgages as a financial tool within a comprehensive retirement income plan. We will examine how reverse mortgages can impact tax liabilities, address risks such as long-term care costs, sequence of returns, and sustainable asset withdrawal rates. The discussion will also cover whether the home should be treated as a standalone legacy asset or integrated into a broader income and legacy planning strategy. Additionally, we will identify client profiles most likely to benefit from including a reverse mortgage in their retirement plan and delve into the emotional and behavorable biases — from both consumers and financial professionals — that often influence decision-making in this area. By the end of the session, participants will gain a deeper understanding of when and how reverse mortgages may be an appropriate addition to a retirement income strategy.

Competency Level: Intermediate
FPA Competency: Critical Thinking
CFP Board Topic: Retirement & Income Savings Planning 
CFP Board CE Credit Hours:

• Evaluate the role of reverse mortgages in retirement income planning, including their impact on tax strategies, healthcare costs, and sequence of returns risk.
• Differentiate between treating the home as a legacy asset versus integrating it into a comprehensive retirement and estate plan.
• Identify client profiles suited for reverse mortgage strategies and recognize emotional and behavioral biases that influence decision-making by clients and advisors.

This webinar presents findings from Kansas State University's survey focused on practitioner challenges and opportunities in the financial planning profession, with a special emphasis on client psychology competencies. Unlike traditional surveys that center on compensation or firm-level trends, this study captures relevant insights into the emotional, relational, and psychological “pain points” practitioners face in client work. Attendees will explore key pain points in the Psychology of Financial Planning, discover areas where additional training is needed, and review practitioner-identified topics in need of further research. The session will also discuss strategies for improving the accessibility and relevance of academic research in practice.

Competency Level: Intermediate
FPA Competency: Interpersonal Impact
CFP Board Topic: Psychology of Financial Planning
CFP Board CE Credit Hours:

• Identify the most significant challenges financial planners face in the Psychology of Financial Planning and recognize opportunities for targeted training to address these pain points.
• Evaluate key topics within financial planning that practitioners believe would benefit from further research, and understand their potential impact on client work.
• Reflect on potential ways to disseminate research findings to practitioners to enhance the practical application of research in the financial planning industry.

Enhance the effectiveness of the work you do with your clients by taking a multidisciplinary perspective of the dynamics at play in your relationship, in how you communicate, and in your client’s financial beliefs, behaviors, and decisions. During this presentation, Amy will demonstrate how to apply insights and knowledge from psychology, neurology, and biology to the work you do with your clients to increase effectiveness in the relationship and financial planning process.

Competency Level: Intermediate
FPA Competency: Critical Thinking
CFP Board Topic: Psychology of Financial Planning
CFP Board CE Credit Hours: 

• Gain insight into how to increase effectiveness in the work you do with your client by learning how to integrate concepts and theories derived from various disciplines including behavioral finance, positive psychology, and biology into your client meeting process.
• Understand how relevant information such as core values, perspective, belief, and attitudes influence the clients’ level of engagement and motivation to participate int he financial planning process.
• Learn how to fine tune your communication and the way that you present your recommendations to better engage your clients and illicit more follow-through

Join us for a dynamic online forum featuring Charlie Ripley from Allianz Investment Management LLC.

Charlie will share expert insights into today’s market and economic landscape—diving into the latest Federal Reserve decisions, interest rate trends, credit market dynamics, and key economic indicators that shape our financial world.
Whether you're looking to stay ahead of the curve or simply sharpen your market perspective, this session is packed with valuable takeaways.

Disclaimer: The views and opinions expressed in FPA Learning Sessions are those of the speaker(s) and do not necessarily represent the views or opinions of the webinar organizers.

Competency Level: Foundational
FPA Competency: Critical Thinking
CFP Board Topic: N/A
CFP Board CE Credit Hours: 0

• By the end of the forum, you will be able to identify key current market trends and economic indicators influencing the financial markets
• After the session, you will be able to connect the dots between today’s headlines and the potential impact on industries, sectors and investments
• Apply insights from the update to inform business, investment or strategic decision making in your business after listening to the session. 

Learn about benefits that support independence like Section 8, housing options, and creating housing solutions that meet the unique needs of your Loved One.

Disclaimer:

The views and opinions expressed in FPA Learning Sessions are those of the speaker(s) and do not necessarily represent the views or opinions of the webinar organizers.

Brought to you by the Applied Behavioral Economics Knowledge Circle: Behavioral finance is often discussed either from an academic lens or through the client-facing experiences of working professionals. What’s missing are more opportunities for academia and firms to collaborate in exploring these unique perspectives. By bridging this gap, research becomes more actionable, practice becomes more evidence-based, and innovation in serving clients accelerates.

Competency Level: Foundational
FPA Competency: Critical Thinking, Interpersonal Impact
CFP Board Topic:  Psychology of Financial Planning 
CFP Board CE Credit Hours: 0

Brought to you by the Applied Behavioral Economics Knowledge Circle: Understanding your client’s financial psychology is essential for building trust, uncovering true motivations, and guiding them toward meaningful, sustainable goals. Dr. Charles Chaffin will explore how emotions, biases, and identity shape financial decisions and how advisors can use these insights to create deeper, more effective client relationships. By integrating financial psychology into your practice, you not only enhance planning outcomes but also strengthen long-term loyalty.

Competency Level: Intermediate
FPA Competency: Critical Thinking
CFP Board Topic: Psychology of Financial Planning
CFP Board CE Credit Hours: 0

Larry Pon wants to continue the tax conversation with you! Have questions? Larry has answers! Join us for a LIVE Q&A session where Larry answers your tax-related questions and provides up-to-date insight on laws and regulations. 

In August, Larry will be joined by Brian Wruk and they will be discussing Canada/US Taxes

If you have questions ahead of time, you can send them to learning@onefpa.org. 

Competency Level: Advanced
FPA Competency: Critical Thinking, Leadership
CFP Board Topic: Tax Planning
CFP Board CE Credit Hours: 0

Brought to you by the Special Needs Planning community: One of the keys to proper Disability & Special Needs Planning is to help a family take advantage of every possible public benefit, while working to build independence from them. Many of our loved ones will outlive us. When they do, we must leave sufficient funds in the right vehicles to support their remaining life. The only way to know how much to leave behind, is to first understand what they can expect to receive--often in the form of SSI or SSDI. 

In this discussion, we will focus on crucial social security strategies to maximize benefits to disability families. 

Competency Level: Foundational
FPA Competency: Critical Thinking
CFP Board Topic: Retirement Savings & Income Planning
CFP Board CE Credit Hours: 0

Brought to you by the Neurodivergent Planners Knowledge Circle: Have you ever spent your day busy doing valuable tasks but still found that you didn't make progress on the one thing you promised yourself you'd do? Me too! As financial planners, firm owners, and small business people there are MANY valuable and worthy tasks that help your clients, help you, and give you the satisfaction of completion. BUT, these are often not the tasks that matter most for changing lives including your own, and the hours and days, weeks and years can easily pass by. I'll share what I have learned that has helped me do what matters more consistently. 

Competency Level: Foundational
FPA Competency: Interpersonal Impact
CFP Board Topic: N/A
CFP Board CE Credit Hours: 0